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Chapter 7 - Wipe Out Your Debts and Start Over
If you have high credit card balances, massive medical bills, or other high debt, creditors are asking for money that you just do not have. They may be threatening foreclosure or repossession, and they will not stop the harassing phone calls and intimidation until you give them what they are after. There is a solution. You Can Still File for Chapter 7.
Many people are under the wrong presumption that the new bankruptcy laws of 2005 will not allow them to file Chapter 7. Certainly, the intent of the law was to steer more people into Chapter 13 repayment plans, but a majority of people can still qualify for full debt relief. The bankruptcy law establishes a means test based on the median income for your family size. However, even many professionals and others with higher incomes may qualify for Chapter 7 debt relief, even if they earned above the median income. Chapter 7 bankruptcy is not for everyone. It will not stop foreclosure if you are unable to pay your mortgage. Allen Law, P.A. can analyze your particular situation and determine whether you qualify for Chapter 7 relief. Call Us Today at 813-671-4300 for a free* initial consultation.
Karla Carnes Allen of Allen Law, P.A.
10019 Park Place Ave. | Riverview, FL 33578 | Phone: (813) 671-4300 | Fax: (813) 671-4305
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Allen Law, P.A. proudly serves clients in the cities of Tampa, Apollo Beach, Bartow, Beach Park, Bloomingdale, Brandon, Brooksville, Carrollwood, Dade City, Gibsonton, Clearwater, Dunedin, Gulf Port, High Point, Hyde Park, Inverness, Kissimmee, Lakeland, Largo, Lealman, Lutz, Mango, New Port Richey, Northdale, Oldsmar, Palm Harbor, Plant City, Pinellas Park, Riverview, Ruskin, Seminole, St Petersburg, Seffner, Sun City Center, Tarpon Springs, Town 'n' Country, Thonotosassa, Valrico, Winter Haven, and Zephyrhills; in Hillsborough County, Pinellas County, Citrus County, Hernando County, Pasco County, and Polk County; and throughout Florida.
* Most initial consultations are free for the first thirty minutes; however, some consultations may require a nominal fee that may be credited toward your retainer if you decide to engage our services. Consultations which exceed thirty minutes also may require a nominal fee based on a reduced hourly rate. Initial consultations are extended to first time potential clients on a firm wide basis. Please contact this office in order to determine if your particular issue will require a consultation fee. In the event that you arrive at our office and the legal issue as presented by you does not fall into the practice area where a free consultation is provided, Allen Law reserves the right to charge a fee at that time prior to meeting with you. The purpose of an initial consultation is for the attorney to advise you, the prospective client what, if anything, may be done for you, and what the minimum fee therefore will be. The purpose is not to render a definitive legal opinion as it may be impossible to fully assess a matter within the time frame allotted for a consultation or with the (information or documents) that you may be able to provide at the initial consultation; therefore, the information provided to you at your initial consultation will be general in nature. If you seek specific legal advice, Allen Law, P.A. will be happy to render a legal opinion with regard to your matter at our regular hourly rate.
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